What is Dump Truck Insurance?
Dump trucks are highly specialized vehicles, and they require specialized commercial truck insurance. Dump truck insurance protects businesses that own dump trucks from many of the risks that come with operating these trucks.
Dump truck insurance is a type of commercial trucking insurance that’s specifically written for dump trucks. When underwriting policies, insurers take into account where dump trucks are driven, how they’re used, and the risks that operating them present.
Do Dump Truck Policies Need to Include Freight Coverage?
Dump trucks may not always transport expensive consumer goods, but it’s often still wise to include freight coverage in dump truck policies. These trucks can haul extremely large loads of gravel, sand, dirt, and other materials. Although the materials may not be terribly valuable in small amounts, the value of these large loads is often substantial. Even losing a load of loam can cost a lot of money, and motor truck cargo coverage is usually the best way to insure cargo that’s being transported via truck.