What is Sandwich Shop Insurance?
Opening a sandwich shop or deli requires lots of startup capital and hard work. Without proper insurance, sandwich shop owners could lose everything they put into their businesses in a fire, burglary, or other incident. Sandwich shop insurance policies help protect the resources owners pour into sandwich shops from many potential risks.
Sandwich shop insurance (also known as deli insurance) is a specialized form of commercial insurance that’s uniquely crafted to meet sandwich shops’ insurance needs. Most policies are written as package commercial insurance policies, combining several coverages into a single, convenient policy.
What Eateries Are Sandwich Shop Policies Right For?
Any foodservice business that mainly serves sandwiches ought to consider getting a sandwich shop policy. This includes sandwich shops, delis, and any other eateries that serve up sandwiches. Regardless of whether they’re called sandwiches, pita pockets, hoagies, subs, po-boys, or grinders, primarily serving sandwiches exposes a business to a common set of risks -- and sandwich shop policies are specifically designed to protect a business from many of those risks.
Food trucks and caterers who serve sandwiches might have many similar insurance needs. There are other food truck insurance policies and catering insurance policies available that are more suited for these businesses, though.