The World Insurance Management Team

We're here to serve your personal and business insurance needs.


"We're proud to be recognized as the fastest growing insurance agency in New Jersey. Our success is predicated on the fundamentals of client service and strong relationships – we are adamant to keep those core principles intact as we continue to grow."

- Phil Nisbet

Rich Eknoian

CEO, Partner

Rich has spent 15 years in the insurance industry as the CFO of a top 50 broker and as a sell-side merger and acquisition advisor. He is a Villanova University graduate with a BA in Accountancy and a Masters in Taxation. Mr. Eknoian has an MBA from Stern Schools of Business at New York University and is the Director at Colonial American Bank.

Phil Nisbet

Director of Mergers & Acquisitions, Partner

Philip Nisbet co-founded World Insurance Associates LLC after a successful two year effort to purchase a community bank. He is also the Chairman of the Board of Middletown, NJ-based Colonial American Bank. With Richard Eknoian, Mr. Nisbet manages finance for World Insurance Associates LLC with a focus on mergers and acquisitions. Philip has 20 years experience at global banks in securities lending, derivatives and commercial real estate “REO” capacities, including Barclays Capital, Inc., Citibank and Merrill Lynch

Greg Kroeger


Greg Kroeger joins World Insurance Associates from American Truck Insurance Exchange, which he co-founded in 2009. Mr. Kroeger has over 15 years of commercial insurance experience, including six years at HUB International, where he was First Vice President and ten years managing his own agencies. Prior to HUB, Mr. Kroeger was the co-owner of C.S. Nenner, Inc., an independent agency with $30 million in premiums, specializing in transportation and warehousing coverage for trucking businesses.

Ed Wargins

Ed Wargins


Edward Wargins joins World Insurance Associates from E&S Insurance Agency, Inc. (E&S), where he was the President and founder of the agency.  Mr. Wargins has 12 years of experience as an insurance producer and agency owner. Prior to founding E&S in 2005, Mr. Wargins was a producer at HUB International from 2002 until 2005. In 2002, HUB acquired Mr. Wargins’ employer, C. S. Nenner, Inc.

Mark Lauria, ARM


Mark Lauria began his insurance career with Liberty Mutual in 1967 as a Sales Representative. He left to head up sales in 1969 for captive agent Allstate. During this time he felt very strongly that there was a better way to service a customer. In 1979 he and his wife Laura Lauria co-founded Mark Lauria Associates Inc. In 2004 a second agency was formed in Red Bank, NJ. Today, after 32 years they have a reputation for being the agency where things get done correctly and great effort is taken to offer the best protection to the customer. Mark holds an Associate in Risk Management from The Insurance Institute of America.

Jeff Deldin

Jeffrey P. Deldin, CPCU, AFSB


Mr. Deldin is the former President of Bruen Deldin DiDio Associates, Inc. based in Brewster, NY. He began his surety career in 1990 and became a surety bond broker and construction insurance broker in 1995. Mr. Deldin received his B.S. in Business Finance from the University of Connecticut. He sits on various agency council boards with key insurance carriers. Jeff is involved with local, regional, and national construction trade organizations as well as insurance and bond associations. He has also served as a member of the ABC-CT Board of Directors for 12 years.

Frank Costa, CIC, CRM

Principal, Chief Operating Officer

Mr. Costa founded an independent insurance agency in 1989 and successfully grew the firm to merge with a Tri-State independent agency in 2001. Following years of agency management, new client development, and sales management, Frank led the Middle Market and Small Commercial Divisions at Frenkel & Company from 2008-2017. Mr. Costa and his team grew the Division to 2,600 commercial insurance clients representing over $80 million in annual premium. Frank is a Certified Insurance Counselor (CIC) and a Certified Risk Manager (CRM) and frequent speaker on various risk management topics. Along with BA in Accounting, Frank has completed extensive post graduate work in organizational behavior and management.

Liz Tluchowski

Liz Tluchowski

Chief Information Officer
Chief Information Security Officer

Ms. Tluchowski is an accomplished IT Insurance Executive with 30 years' experience skilled at leading the development, delivery, and support of effective insurance services systems and architectures. She is responsible for the strategic and tactical management and implementation of all security, automation, and transactional processes within World. Ms. Tluchowski earned a Bachelor of Science in Computer Science/Psychology from Villanova University and a CIO/MBA from Boston University - School of Management. She is an active member of several Insurance Technology related groups.


Michele Stoebling

Human Resources Officer

Ms. Stoebling is responsible for developing and executing human resource strategy in support of the overall business plan and strategic direction of the organization. Prior to joining World Insurance Associates, she spent 15 years at CLG/Acrisure managing the Employee Benefits and Human Resources Division. Michele earned a Bachelor of Science in Management from Fairleigh Dickinson University and a Certification in Human Resource Studies from the NY State School of ILR at Cornell University. She is a member of the Society of Human Resource Management (SHRM), and holds insurance licenses in health and life in the state of New Jersey.

Jeff Kroeger

Principal, SVP, Commercial Lines

 Jeff Kroeger joined World Insurance in June 2012 to manage the Company’s hospitality book of business and he is also that unit’s primary producer. Prior to joining World Insurance, he was a senior claims adjuster at Mercury Insurance Group.  A resident of Hoboken, NJ and son of World Insurance Associates’ partner Greg Kroeger, Jeff Kroeger is a graduate of Montclair State University with a degree in criminal justice and a minor in business administration.

Mark Wood

Principal, SVP

Mark joins World Insurance Associates LLC after 6 years at NFP National Account Services. Prior to that, he had a highly successful 25-year career as a Golf Pro. Mr. Wood entered the insurance industry and used a cost savings approach to help large organizations understand the group life and disability business, as well as pharmaceutical consulting. His knowledge of large scale benefits coupled with his attention to detail have earned him a reputation as the "go-to-guy" to get things done. Mark is a graduate and an avid supporter of The University of Alabama School of Business.

Matt Morris

Principal, VP, National Accounts

Matt Morris joined World Insurance Associates from Wells Fargo Insurance Services where he worked as an Account Executive on a book of approximately $25 million in annual premiums. Mr. Morris has over 12 years of commercial insurance experience serving a wide range of middle market, upper middle market, and national size accounts. Prior to Wells Fargo, Mr. Morris acted as an Account Executive/Sales Executive at Frenkel & Company.

Olivia Campaniolo3

Olivia Campaniolo, CPA, CGMA, PSA, MBA

Director of Finance

Olivia is an experienced CPA with a background in both public and private sectors, ranging numerous industries from commercial, financial services, government, to not-for-profit. While in public accounting, Olivia dedicated her career to working with her clients and peers to achieve goals, building relationships, and enhancing work quality. Olivia earned her Bachelor of Science and MBA degrees both with a concentration in Accounting from Montclair State University. She is an active member of the AICPA and NJCPA and currently serves on the Morris/Sussex chapter board of the NJCPA as its Treasurer. While not working, Olivia volunteers her time with several organizations. She is also an avid dog lover.

Terence Gorman

Managing Director, Employee Benefits Division

Prior to joining World Insurance, Terence worked with large market groups, 5,000+ employees, designing, underwriting and implementing their employee benefits programs. Throughout his career, he has helped multiple organizations and their employees save hundreds of millions of dollars, while improving plan efficiencies and increasing employee satisfaction.

Jennifer D'Agostino

Director of Marketing

Jennifer D'Agostino joined the World Insurance Associates team in March of 2014 and is responsible for the planning, development, and implementation of all the organization's marketing strategies, marketing communications, and public relations activities. Jennifer earned a Bachelor of Science in Business Administration from Ramapo College of New Jersey, with concentrations in management and marketing. She is passionate about digital and print marketing and is self-taught in HTML, CSS, InDesign, Illustrator, and Photoshop. Jennifer D'Agostino is a member of the International Association of Business Communicators (IABC).

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